My claim was denied because of a pre-existing condition. What does this mean?
Most long term disability insurance companies refuse to cover disabilities that they believe were related to a pre-existing medical condition for which medical care was received three to six months prior to the coverage effective date. Claims of a pre-existing condition on the part of the insurance company can sometimes be far fetched and should be closely examined if income replacement is denied.
If you feel you may have incorrectly been denied long term disability coverage, then the Indiana LTD lawyers of the Hankey Law Office can help. Contact us today at (800) 520-3633 to learn more.