Illnesses that can be considered as disabilities

Citizens likely understand that qualifying disabilities are derived from serious physical injuries that prevent them from performing their daily income-generating jobs. However, individuals should also know that suffering from complications of serious illnesses or conditions may also be considered a disability. The following conditions may qualify you or a loved one for disability benefits:

  • Alzheimer’s disease
  • Fibromyalgia
  • Lupus
  • Cancer
  • Thyroid disorders
  • Huntington’s disease
  • Acute respiratory diseases

Disabilities are considered to be “long term” if illnesses or injuries last for a year or is untreatable. Workers who can no longer work after suffering from complications of such serious illnesses should consider applying for long-term disability insurance benefits to help them pay their hospitalizations and augment their financial situation during this difficult time.

The Indiana legal team at the Hankey Law Office provides legal assistance to disabled individuals in Indiana who are applying for their long-term disability benefits. Find out how our knowledgeable lawyers may work for you today by calling 800-520-3633.

Are LTD insurance benefits affected by SSDI?

Workers in Indiana who can no longer continue doing their job after developing a serious health condition should understand that they can likely qualify for Social Security disability insurance (SSDI) even if they have long-term disability insurance (LTD) through a private company or employer.

So, yes!, workers can receive both Social Security disability payments in addition to private long-term disability payments. However, disabled workers who have been approved for their SSDI benefits should be aware that their LTD provider may slightly reduce their long term disability payments to compensate. In some cases, insurers may adjust the payout even if you do not apply for SSDI benefits.

Taking advantage of both SSDI and LTD benefits in times of disability is crucial for workers to improve their health and cover their living expenses during this frustrating period of their lives.

Sadly, applying for your long-term disability benefits may be extremely difficult, especially if you are dealing with a negligent insurance provider. However, if you have decided to apply or appeal for your benefits in Indiana, the lawyers of the Hankey Law Office may be able to help you. Find out how we may work to successfully secure your deserved benefits today by calling 800-520-3633.

Possible complications of Nephrotic syndrome

Workers who have developed nephrotic syndrome are at risk of suffering other health complications if their kidneys expel large amounts of protein in the urine. Individuals can no longer continue their jobs after developing the following complications linked to the disorder.

  • High blood pressure and high cholesterol
  • Weight loss or malnutrition
  • Serious kidney failure or recurring kidney disease
  • Blood clots
  • Infections

Treatment of nephrotic syndrome varies depending on the cause of the disorder and its complications. Physicians may prescribe medications to control the disorder or to treat its complications.

In this difficult situation that you can no longer continue working due to nephrotic syndrome complications, working with a skilled attorney is crucial for you to possibly get your much needed long-term disability benefits to cover the costs of medical treatment. Find out how the Indiana attorneys at the Hankey Law Office may work for you today by calling 800-520-3633.

Common forms of HIPAA violations

Listed below are the common forms of violations to the Health Insurance Portability and Accountability Act (HIPAA) of 1996 that compromise the privacy of individual’s health records:

• Unsafe devices that store sensitive health information of patients, or when devices containing health records are stolen.
• Any “covered entities” or “business associates” that wrongfully disseminates a health record of a patient.
• Wrongful dumping of patients’ medical records.
• Unauthorized persons looking at medical records of patients.

The legal team of the Hankey Law Office believes that in Indiana alone, many disabled people are wrongfully being denied their much needed long term disability benefits after their HIPAA rights have been violated. If you suspect that your HIPAA rights have been violated, our efficient lawyers may help you file a complaint. Find out how we may possibly help you get your benefits today by calling our offices at 800-520-3633.

Emotional repercussions of being denied LTD benefits

Workers in Indiana who can no longer continue perform their jobs after developing a debilitating health condition may need to file for long term disability (LTD) benefits. However, some individuals’ mental and emotional states can deteriorate when they are wrongly denied their much needed long term disability benefits. Here are some common and damaging emotional responses when this happens:

• Hopelessness– Many individuals will feel like there is nowhere to turn to once their benefits were denied.
• Anger– Anger and frustration is enough to exacerbate some individual’s physical or mental conditions.
• Depression–  Depression can lower productivity and lead some to dangerous behaviors like drug use or self harm.

The attorneys at the Hankey Law Office know that in Indiana alone, many disabled workers are wrongfully being denied of their much needed benefits. If this happens to you, we may work for your behalf to strengthen and appeal your LTD claim. Call us today at 800-520-3633 to learn more about your options.

US commits to ensuring mobile health firms understand HIPAA

The U.S. Department of Health & Human Services (HHS) outlined in a letter that it will begin working with health app companies to make sure they remain in line with the Health Insurance Portability and Accountability Act (HIPAA), reported on January 26.

In the letter, Secretary Sylvia Burwell said that the Office of Civil Rights (OCR) will meet mobile health companies and The App Association (ACT) to detail all aspects of HIPAA and how the health law will apply to these specific mediums. The OCR will also tackle advanced technologies such as “cloud storage,” and will try to come up with a system that will handle queries and technological advances. ACT CEO Morgan Reed expressed enthusiasm that the government is eager to help them improve patients’ care within legal guidelines.

Many disabled people and their beneficiaries are sadly denied the compensation they need as a result of HIPAA breaches. If you believe that you have a HIPAA violation claim in Indiana, the lawyers at the Hankey Law Office may work for you to get your much-needed benefits. Discuss your situation with us today at 800-520-3633 to learn more about your options.

Dentist ordered to settle $12K for violating HIPAA

A former dental practitioner in Indianapolis recently was ordered by the state’s dental board to pay $12,000 after he was found guilty of violating the Health Insurance Portability and Accountability Act of 1996 (HIPAA), WTHR reported on January 10.

An investigation revealed that Joseph Beck improperly disposed of five dozen boxes at a church parking lot containing sensitive information of about 6,000 patients. Patients’ personal information, including their medical histories, credit card and Social Security numbers, were stored in the dumped boxes. The Attorney General’s Office notified the patients of the possible privacy breach after the boxes were taken into custody. Beck, whose dental license was revoked in 2011 due to negligence and fraudulent activities, agreed to settle the fine imposed on him.

The Indiana lawyers of the Hankey Law Office understand that HIPAA breaches can result in disabled individuals and their beneficiaries being denied their benefits. If you are in such a situation, our lawyers may possibly help you file a claim against the negligent parties. Learn more about your options by calling 800-520-3633 today.

What is a summary plan description?

Plan administrators covered by the Employee Retirement Income Security Act (ERISA) are obliged to provide plan holders and their beneficiaries a summary plan description (SPD).

The SPD is a vital document that provides plan participants all the information they need regarding their policy. In the SPD, participants are informed about how their plan operates and the benefits that will be provided to them. Plan amendments and other changes can also be seen in SPD. Calculation of benefits and services, and how benefits are released should be included in the SPD. Plan holders may request an SPD in writing from their administrators for free.

ERISA was created to protect the rights of policyholders and their beneficiaries from wrongfully being denied their benefits. If you believe that you have an ERISA claim in Indiana, The Hankey Law Office attorneys may represent you. Call us today at 800-520-3633 to find out how we may work for you.

Understanding ERISA

ERISA or the Employee Retirement Income Security Act of 1974 was created and amended to protect the rights of private health and pension policyholders and their beneficiaries in the United States.

Under ERISA, companies providing private health plans and pension plans are required to provide policyholders applicable information regarding their coverage, and must act within their policyholders’ best interest. Under a recent amendment to this act, it is now illegal to be denied coverage for preexisting conditions. ERISA also offers more protection against discrimination for vulnerable groups such as new mothers and those with mental illness.

The lawyers of The Hankey Law Office understand that  many people are wrongfully denied their benefits as a result of private health plans violating facets of ERISA. If you are in such a situation, our lawyers may be able to work for you to pursue claims against irresponsible parties. Find out how we may possibly help you today by calling 800-520-3633.

Why workers with peripheral artery disease should receive LTD benefits

Workers in Indiana who develop peripheral artery disease (PAD) may be entitled to long term disability benefits since some of the complications of this condition make it difficult to work for many.

Those with severe PAD may suffer from serious complications like cardiovascular problems and severe ischemia affecting the limbs. They may also be required to undergo expensive surgical procedures when they suffer intermittent claudication. Workers suffering from the disease may find it difficult or even impossible to walk because blood is not normally flowing to their limbs as a result of plaques that narrow the arteries. Since walking is often difficult for those with PAD, it is extremely challenging to perform many basic work-related duties.

If it is impossible for you to continue working after developing peripheral artery disease in Indiana, the lawyers of the Hankey Law Office may possibly assist you in applying for your long term disability benefits. Find out how we can possibly help you get your much needed funds to sustain your lifestyle today by calling 800-520-3633.

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