Q: Should I file a long term disability claim by myself?
A: Although you are legally able to file a claim by yourself, it is almost always in your best interest to enlist the services of a legal professional when filing a long term disability claim. The insurance companies that handle long-term disability claims have a vested financial interest in being critical of applications for benefits and will reject claims if they can find any justification for doing so. A skilled and experienced attorney can help you to avoid making errors in the filing process and will ensure that you are fully advised of your rights and options. Moreover, insurers are likely to proceed more cautiously when an individual is represented by a lawyer.
The Indiana long term disability lawyers of the Hankey Law Office, can help you apply for long term disability benefits when you are unable to work for an extended period of time. Call us at (800) 520-3633 to discuss your situation with a knowledgeable legal representative.