Long-term effects of Meniere’s disease

People who develop Meniere’s disease, which is a disorder that affects the inner part of the ear and may eventually lead to hearing loss, may qualify to get long term disability benefits. This is because of the significant effects that Meniere’s disease can have on a person, making it hard for them to work. Some of the common effects that this disease can have include:

  • Vertigo
  • Tinnitus
  • Lack of balance
The severity and duration of the attacks a person experiences related to Meniere’s disease varies from person to person. In more severe cases, a person may not be able to work. When a person is no longer able to work due to a condition like Meniere’s disease, he or she may need long-term disability benefits in order to deal with everyday expenses, in addition to the expenses of their condition. If you are dealing with such a situation in Indiana, our attorneys at the Hankey Law Office can help you explore filing a disability claim. Speak with us today by calling (800) 520-3633.

Long-term disability benefits for people with Bipolar Disorder

Persons suffering from bipolar disorder may be able to receive long term disability benefits when they are no longer able to do their work.

In the United States alone over three percent of the adult population is affected by bipolar disorder. Typically, those suffering from this disorder can no longer work properly due to a sudden shifting of moods from mania to depression. Additionally, judgment can be impaired due to the disorder, causing problems with completing work tasks. Furthermore, people with bipolar disorder tend to suffer from lack of appetite, fatigue, and other mental problems, all of which make it difficult to work.

Bbipolar disorder is included in the top ten causes of disability in the world, according to the World Health Organization (WHO).

If you or someone you know can no longer work after being disabled due to bipolar disorder, you may be eligible to file for long term disability benefits to help you pay for medical bills and other living expenses. Find out how our Indianapolis-based lawyers from the Hankey Law Office may assist you with filing a claim by calling (800) 520-3633 today.

Long term disability application process for workers with emphysema

Workers who have developed emphysema, which is a chronic lung disease that causes breathing difficulty due to degradation of air sacs in the lungs, may be able to obtain long-term disability benefits. In order to get these benefits though, a person must go through the application process and file a claim.

In applying for long-term disability benefits, workers who are afflicted by emphysema must prove how the disease affects their daily life and that they can no longer do any substantial work. Workers are also required to provide proper medical documentation from an accredited hospital or medical professional. When filing a claim for emphysema in particular, the results of a pulmonary function test should be provided in order to determine the seriousness of the disease. Additionally, an emphysema treatment track record and its effectiveness should be provided.

Being disabled due to health problems, such as emphysema, can affect your life drastically, especially when it comes to your finances. Fortunately, long-term disability benefits may be available to help you handle this situation. If you are looking to file a disability claim in Indiana, a lawyer from the Hankey Law Office can help you understand your options when you call (800) 520-3633.

Common causes of long term disability

When we think of long term disability, horrific freak accidents and car crashes come to mind. However, the main causes of disability are not actually accidents. According to disabilitycanhappen.org, most disabilities are caused by diseases such as diabetes, heart disease, mental illness, and cancer. In fact, 1 in 4 of today’s 20-year-old workers will become disabled before their retirement.

Since most Americans live paycheck to paycheck, and Social Security Disability payments may be denied, it may be smart to seek long term disability insurance.

If you or a loved one have become disabled and are now unable to work, it may be smart to seek legal representation before filing a claim for your LTD insurance. Please call (800) 520-3633 to speak with one of our experienced Indianapolis long-term disability lawyers at the Hankey Law Office today.

Teachers to recover health insurance loss in $14 million lawsuit settlement

The Indiana State Teachers Association (ISTA) is likely to pay $14 million after a preliminary lawsuit settlement was made on August 13 in connection with its fraudulent long-term disability insurance plan for Hoosier teachers amounting to nearly $30 million.

The lawsuit was filed by the state securities commissioner in 2009, claiming that ISTA’s improperly invested money paid by teachers for their medical insurance into the union’s large long-term disability plan, as an attempt to make up for the program’s deficits.

The settlement of the union’s health insurance scam, which the Indiana Secretary of State Connie Lawson compared to a Ponzi ploy, would allow several Hoosier schools to recover part of the money they lost.

Mark Shoup, spokesperson for the ISTA, explained that this is the fairest agreement for all parties involved.

Unfortunately, many employees run into problems when trying to obtain their long-term disability insurance or benefits. If this is the case for you or a loved one in Indiana, contact the attorneys of the Hankey Law Office at (800) 520-3633 today.

Understanding Social Security Disability Applications

When you become disabled, it is important to begin your Social Security disability application as soon as possible. It takes a lot of time for the Social Security office to process even a single application, as they closely review the eligibility of each and every applicant. Thus, it is a good idea to allow for at least three to five months to answer your request.

However, in certain special cases, the Social Security office may speed up things a little bit regarding approving an application. For example, people with extremely severe disabilities, such as amyotrophic lateral sclerosis and over 100 other types of illnesses and disabilities, are given higher priority when it comes to reviewing applications.

When filling out an application, remember to provide as much information about your case as possible to help with the determination of eligibility. Make sure to also sign release forms that will allow your Social Security office to obtain third party information to better assess your situation.

Our lawyers at Hankey Law Office, are knowledgeable in the field of Social Security disability, allowing us to adeptly assist our clients in matters pertaining to their disability needs. To get your questions answered, call (800) 520-3633.

Disability Awareness Month in Indiana

In 1987, President Ronald Reagan proclaimed March as Developmental Disabilities Awareness Month, working towards helping people of all ages with intellectual and developmental disabilities (I/DD) become productive members of society. Since then, those with such disabilities have been able to contribute to and live in regular society rather than living in institutions.

With the aim of promoting independence, integration, and inclusion of all people with disabilities, the Indiana Governor’s Council for People with Disabilities has long celebrated March as Disability Awareness Month, working towards bringing about substantial change and opportunities for those living with disabilities.

One major focus is to provide appropriate job opportunities for those with intellectual and developmental disabilities. Many organizations, such as The Arc Northwest Indiana, have shown how career intensive programs can give persons who have some form of disability leverage in the workforce by simply matching them up with appropriate employers. According to Arc Northwest Indiana Placement Support Services Director Margo Surprise, this system allows career driven people with I/DD to lead secure, happy lives.

Although March is recognized as Developmental Disabilities Awareness Month, people who have sustained intellectual or other long term disabilities that prevent them from working may need financial help any time of the year. The attorneys at the Hankey Law Office, can work with those who have been disabled to seek the long term insurance benefits they need. Discuss your situation today by calling (800) 520-3633 today.


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