Complications of a herniated disk

Some people who engage in strenuous physical activities in the course of performing their everyday jobs are at risk of suffering from herniated or “slipped” disks that may lead to chronic pain or long term disabilities.

Herniated disks usually occur when one of the soft cushioning spinal disks in the backbone migrate or are forced out of place, resulting in extreme back, arm, or leg pain caused by nerve irritation. Very common complications of herniated disks, such as pain or numbness in the legs or arms, may prevent people from going about their daily routines and completing tasks required in their daily jobs, especially those working in any field where physical labor is a necessity.

The lawyers at the Hankey Law Office understand that many Indiana workers struggle to support their families after suffering from the disabling complications of a herniated disk. Fortunately, long-term disability programs are available to help you and your family manage financially. To learn about your rights and options regarding disability applications and claims, call our office today at (800) 520-3633.

Long-Term Disability benefits for workers affected by Sarcoidosis Disease

Long-term disability policy holders in Indiana may be entitled to get their benefits if they can no longer work due to Sarcoidosis Disease.

Sarcoidosis Disease is the result of development of abnormal clusters of granulomas in different vital organs. This condition may prevent the ability of a person to work if it becomes severe. Workers who have chronic cases of Sarcoidosis Disease can often no longer work if they have symptoms like breathing abnormalities, skin problems, and severe eye problems. Some cases of Sarcoidosis Disease can even be fatal if the person’s vital organs are affected by granulomas.

Unfortunately, some long-term disability policy holders who cannot continue working after developing Sarcoidosis Disease are being denied benefits. If this happened to you in Indiana, the lawyers of the Hankey Law Office may be able to represent you and fight for those benefits. Find out how we can help you with your claim today by calling 800-520-3633.

Chronic renal disease and long term disability

People who are suffering from chronic renal disease, more commonly known as chronic kidney failure, may eventually qualify to get long term disability benefits if they can no longer work.

People may suffer from serious health complications if their kidneys fail to filter properly, potentially allowing food wastes to enter the blood stream. People with chronic kidney disease may experience complications like pulmonary edema, heart problems, and immune system fluctuation that may lead to infections. Kidney problems like hypertensive renal vascular disease, nephritis, diabetic nephropathy, and persistent obstructive uropathy may prevent people from working.

The lawyers of the Hankey Law Office P.C. understand that people in Indiana that are suffering from chronic renal disease should get the long term disability benefits they need to sustain the costly treatment needed to prolong their lives. Discuss your situation today by calling (800) 520-3633 to find out how we may help you.

Documents needed for appealing a denied long-term disability claim

Individuals suffering from disabilities who have their long-term disability claim denied by their insurance provider may want to include important documents before filing an appeal.

According to legal professionals who work with long-term disability claims, it is a good idea for claimants who are making an appeal to provide the following documents in order to help support their claim:

  • Detailed medical records
  • Testimony provided by medical experts
  • Detailed, written affirmation of claimant’s condition from family members or co-workers
  • Claimant’s detailed work description and how their disability affected their ability to continue working

As a long-term disability claimant, having your claim denied by insurance providers can be frustrating, especially if you have been unable to work for a long period of time. If this happens to you in Indiana, a lawyer from the Hankey Law Office can help you file an appeal for much-needed benefits. Call us today at (800) 520-3633 to find out more about how we can help you.

Judges working hard to make it through huge Social Security case backlog

When you apply for Social Security Disability benefits, you should know that you are beginning a long process and my not see any results for as long at 635 days.

Social Security courts are logged with thousands of cases. Poor economic times and aging baby boomers are putting a huge strain on the the Social Security Administration’s ability to quickly make it through its immense backlog. However, the administration is making strides to improve the speed at which it makes decision and is hoping to clear out its backlog of cases that are older than 310 days.

Even if the SSA wants cases to move more quickly, it does not mean your benefits are more likely to be approved. Social Security disability benefit approval rates vary wildly across individual judges. Some judges approve as high at 99 percent of Social Security disability benefit claims while others only approve a mere 5 percent of the claims they hear. Oftentimes, disability benefits are denied because a claimant wasn’t completely prepared to prove their claim to the judge.

If you are looking to apply for long-term disability benefits, you will want to work with someone who can help you gather and present the evidence you need to have your claim approved the first time. Contact the Social Security disability lawyers of the Hankey Law Office, to learn more.

October is National Disability Employment Awareness Month

Since 1988, October has been National Disability Employment Awareness Month. The month was created to celebrate the contributions disabled individuals have made to the workforce.

This year’s theme is “A Strong Workforce is an Inclusive Workforce: What Can YOU Do?” and the Department of Labor has posted ideas people can use to get involved. Past years have focused on themes such as “Profit by Investing in Workers with Disabilities” and “Americans with Disabilities: Ready for the Global Workforce.”

National Disability Employment Awareness Month’s aim is to highlight that people who are living with disabilities can, and do, make significant contributions towards sustaining economic growth.

Sadly, some disabilities are severe enough preclude a person from working. If you are living with a disability that prevents you from working, you may be able to seek disability benefits. If you would like to learn more, contact the long-term disability attorneys of the Hankey Law Office, at (800) 520-3633.

Long-term disability insurance often overlooked

Most people know the benefits of having auto, health, life, and homeowners’ insurance, but the importance of long-term disability insurance often goes overlooked.

The disability of a breadwinner can have serious consequences on a family’s financial outlook. The disabled person stops making money, but begins to accrue numerous burdensome costs because of their new inability to work.

Having disability insurance will allow a person who suffers the unfortunate event of becoming disabled to continue having  the funds they need to pay their expenses.

If you have become disabled and your long-term disability provider is refusing to pay your claim, contact the long-term disability insurance attorneys of the Hankey Law Office, at (800) 520-3633.

Differences between SSI and SSDI

Many people do not understand the differences between Supplemental Security Income (SSI) and Social Security Disability Insurance (SSDI), which can have a negative impact on their applications for disability benefits.

The primary difference is that SSI is independent of an individual’s work record while SSDI is based on a work history, with the exception of those who have never been able to work because of their disabilities.

SSDI was expanded in 1960 as an amendment to Social Security, allowing disabled workers of any age and their dependents to receive benefits. SSI was created in 1974 to replace confusing individual state programs. SSI and SSDI receive their funding from different sources as well.

The process of applying for Social Security benefits is long and difficult. Unless an applicant has one of the disabilities listed as a compassionate allowance condition, he or she may have a stressful time getting the necessary benefits. If you want an experienced legal professional to help you secure approval for your SSDI or SSI benefits, contact the Indiana Social Secutiry lawyers of the Hankey Law Office, at (800) 520-3633.


National CPR Awareness Week is this week

This week is National CPR Awareness Week. Knowing hands-only cardiopulmonary resuscitation (CPR) can enable you to save a person who experiences sudden cardiac arrest.

Hands-only CPR is used to help sustain a person suffering from sudden cardiac arrest while emergency medical technicians are on the way. Sudden cardiac arrest is most commonly caused by an electrical error in the heart called a ventricular fibrillation.

When a person’s heart stops beating, the brain does not receive the oxygen-rich blood it needs to stay healthy. After too long without fresh, oxygenated blood, it begins to suffer damage. This damage can result in permanent brain injuries.

Being informed on how to perform hands-only CPR can not only help you save a life, but it can also help you prevent such brain injuries from occurring.

May is National Stroke Awareness Month

This month is national stroke awareness month.

Stroke is a major cause of serious, long-term disabilities. It ranks as the third-highest cause of death in the United States behind heart disease and cancers.

To help raise awareness for strokes and women’s health, the Franciscan Alliance Northern Indiana Region’s Spirit of Women program put on a presentation called “Don’t Have a Stroke” in Chesterton on Thursday, and the presentation will also occur in both Dyer and Crown Point on the 23rd. The event will teach women of their risk factors for stroke and changes they can make to prevent it.

If you have become disabled after having a stroke, contact the Indiana long-term disability lawyers from the Hankey Law Office, at (800) 520-3633.

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