Differentiating LTD insurance from Long term care insurance

Workers in Indiana should clearly understand that Long Term Disability Insurance is different from Long Term Care Insurance, and it is crucial that they thoroughly understand the difference between the two before deciding what policy to get.

Workers who are considering getting Long Term Disability Insurance should expect to receive benefits in the unfortunate event that they develop a serious medical condition or become too injured to do their job. Disabled workers may receive 60 percent of their income under this policy. Long Term Care Insurance, on the other hand, will not give a worker financial assistance in the event of an accident. This kind of policy may benefit workers who need prolonged care assistance, such as in assisted living or a nursing home.

If you are filing or appealing for your long term disability benefits in Indiana, a lawyer from the Hankey Law Office may assist you through every step of the process. Call us today at 800-520-3633 to find out how we may help you.