Common causes of long term disability

When we think of long term disability, horrific freak accidents and car crashes come to mind. However, the main causes of disability are not actually accidents. According to, most disabilities are caused by diseases such as diabetes, heart disease, mental illness, and cancer. In fact, 1 in 4 of today’s 20-year-old workers will become disabled before their retirement.

Since most Americans live paycheck to paycheck, and Social Security Disability payments may be denied, it may be smart to seek long term disability insurance.

If you or a loved one have become disabled and are now unable to work, it may be smart to seek legal representation before filing a claim for your LTD insurance. Please call (800) 520-3633 to speak with one of our experienced Indianapolis long-term disability lawyers at theĀ Hankey Law Office today.