Cigna Long-Term Disability Lawsuit Filed in Texas

A man in Texas has filed a lawsuit against his insurance company, claiming it stopped payment of his monthly long-term disability benefits.

According to Galveston County District Court, Leo Rudd purchased a group long-term disability insurance policy through Cigna Health and Life Insurance Company. Rudd claims the policy guaranteed lifetime compensation for total disability due to injuries. The lawsuit shows that Rudd suffers from a recurrent major depressive disorder resulting from a traumatic event surrounding the death of his daughter in a car accident.

According to the lawsuit, Rudd made the claim for the loss in April 2009 in accordance with the short-term disability provision of the plan. He was made eligible to receive benefits for six months, provided he remained disabled as defined in his contract under the plan.

Rudd contends that Cigna wrongfully claims that his behavior is indicative of “stabilization/improvement.” He is seeking maximum monthly benefits “pursuant to the option long term disability provision of the policy,” or the acceleration of the payments in a lump sum “calculated from Rudd’s 65th birthday discounted to present value.”

If you need assistance with long-term disability litigation, please contact an Indiana long-term disability attorney of the Hankey Law Office, by calling (800) 520-3633.