Windfall Elimination Provision
When you suffer from a disabling injury or illness, it can prevent you from working and earning the financial resources you need to live your life. If you can prove that your ailment is truly disabling, the Social Security Administration, or SSA, provides you with coverage to help you with medical bills and other expenses. However, if you did not have Social Security withheld from your previous paychecks, you may have your benefits reduced under the windfall elimination provision.
To keep SSA disability benefits as fair as possible, the windfall elimination provision helps balance out any pension you may receive with your SSA-provided coverage. However, it can be difficult to figure out the amount that you deserve. If you want to apply for SSA disability coverage, you need professional, legal advice. Contact the Indiana long-term disability attorneys from Hankey Law Office today at (800) 520-3633.
People Affected by the Windfall Elimination Provision
The windfall elimination provision, or WEP, is a program that strives to eliminate disparities in disability payments received by people who pay social security versus those who do not. Thus, if social security is not taken from your paycheck, you may receive less disability coverage. WEP typically reduces the “multiplier” used for calculating disability payments. WEP affects many people, including:
- Public employees who do not pay social security
- People who are covered under the Civil Service Retirement System
- Those who became disabled or reached the age of 62 after 1985
Under the WEP, your payments may be greatly reduced. Thus, to help you earn the amount of disability coverage that you deserve, contact an Indiana long-term disability lawyer from Hankey Law Office today at (800) 520-3633 for more information.