Types of Long-Term Disability Coverage
When you suffer a physical or mental injury that prevents you from working and providing for yourself and your family, receiving long-term disability coverage is important. Once you prove that you do indeed have a disabling injury, you may qualify for the two main types of long-term disability coverage.
Receiving financial aid to help provide for your basic needs is important after an injury. To help you with the legal aspect of applying for this long-term disability coverage, contact an Indiana long-term disability attorney from Hankey Law Office, today at (800) 520-3633.
Social Security Disability Insurance
Social Security disability insurance, or SSDI, is provided by the Social Security Administration after an injury. You can receive SSDI after an injury if you have been “insured,” which means that you have worked long enough and paid your Social Security taxes. SSDI can also provide benefits to certain family members who may have lost their main provider after your injury.
Supplemental Security Income
Supplemental security income, or SSI, is also distributed by the Social Security Administration. However, it differs from SSDI in that SSI comes from general taxes. This coverage also looks at your specific financial needs in providing financial assistance.
SSI primarily helps those who have little or no income, specifically those who may be one or more of the following: