Long-Term Disability Claims

Though we may not realize it, we put ourselves in dangerous conditions on a daily basis. From auto accidents to work-related injuries – it’s shocking how easy it is to suffer a life-changing injury. Sometimes, the disabilities that result from these injuries will keep employees out of the workplace for very long periods of time. These individuals, who are unable to support themselves, will need compensation of some sort in order to survive.

While, according to the 2007 Disability Status Report, 21.2% of full-time workers in the United States are disabled, a vast number more cannot work full-time or even at all due to their conditions. If you are one of these unfortunate individuals, then you may be eligible to receive long-term disability (LTD) benefits, either in the form of Social Security Disability Insurance (SSDI) or Supplemental Security Income (SSI).

Injuries that Result in Long-Term Disabilities

Not all injuries result in long-term disabilities. Many will only put you out of work for a short period of time – in which case, you may be able to file for short-term disability insurance. However, some will warrant LTD payments, including:

  • Back and spine injuries
  • Head injuries / trauma
  • Broken bones
  • Trauma injuries from auto accidents

If you have suffered a long-term disability like those listed above, then you may be eligible to receive benefits.

Contact Us

If you would like to learn more about filing a long-term disability claim, or if you would like legal help and guidance while filing your LTD claim, then the Indiana long-term disability lawyers of Hankey Law Office can help. To speak with an attorney about your situation, contact us today at (800) 520-3633.