Dos and Don’ts When Filing a Long-Term Disability Claim
If you have suffered an injury or medical condition that keeps you from working and earning a paycheck, you may be worried about how you can continue providing for your family. Many people believe that by simply having long-term disability insurance, they will be automatically covered in case of an emergency. Unfortunately, many insurance companies act in bad faith and may deny you benefits that you are rightfully owed according to the terms of your policy.
If you have been denied long-term disability benefits, remember you are not alone. At Hankey Law Office, our Indiana long-term disability insurance lawyers are dedicated to helping you fight for the benefits you need. Contact us today at (800) 520-3633 to schedule a free consultation with a qualified attorney to discuss your legal options.
Dos and Don’ts
When you first file for long-term disability insurance, do the following:
- If your insurance company asks for any additional information, comply as much and as quickly as possible.
- Respond to everything on time
- Keep a record of all interaction that you have with your insurance company
Along with making sure you do the above, you should also avoid the following actions:
- Making any decision without checking your policy first. This includes submitting to medical tests or giving up certain medical records that could be used against you.
- Giving up if you have been denied benefits. You are entitled to appeal your denial and in virtually every case this is an option worth pursuing.
Do not delay seeking assistance with your long-term disability claim. Contact the Indiana long-term disability insurance lawyers of Hankey Law Office at (800) 520-3633 to discuss your situation with a compassionate and committed attorney.