Disability Coverage for the Self-Employed

Working as a self-employed individual offers you the freedom to work the hours you choose and pursue the passions that interest you. However, if you sustain an injury that ends your ability to work, it can be difficult to pay your medical expenses while still providing for your loved ones and yourself.

When you are an employee at a company, chances are that Social Security taxes are taken from your paycheck automatically. However, some self-employed individuals fail to pay these taxes, which can hinder your chances of receiving disability. Whether you are a self-employed individual or a worker for a larger company, contact an Indiana long-term disability lawyer from Hankey Law Office at (800) 520-3633 for help in receiving the disability coverage you deserve.

Requirements for Social Security Benefits

For the most part, a self-employed individual is subject to the same series of questions as someone who works for a larger business. The Social Security Administration asks these questions to determine if you actually have a long-term, work-ending disability.

However, before the Social Security Administration even determines your eligibility for disability coverage, you must prove that you have been paying Social Security or Federal Insurance Contributions Act (FICA) taxes. Also, you must have reached the same amount of work credits (based on your income) that is required from those who work for other businesses.

Contact Us

If you are a self-employed individual who has paid your Social Security and/or FICA taxes who needs long-term disability coverage, the filing process can be difficult. For help in getting you the aid you deserve, contact an Indiana long-term disability attorney from Hankey Law Office, at (800) 520-3633 today.