Appealing a Denied Long Term Disability Claim
If you have long term disability coverage and have been paying for it for years, you are probably doing so because it provides you with the comfort that if you are disabled on the job you will still be able to provide for your family. While providing income reimbursement in the event of an injury that causes a long term disability is the purpose of this insurance, many insurance companies will deny claims from honest customers who have been paying the company for years during their time of need.
If this has happened to you, you probably feel disheartened, sad or perhaps very angry. But you do have the right to challenge your insurance company and the denied claim. When you file a claim, the following must happen in order for you to have a chance of getting the money you deserve.
- Send an appeal in writing to the insurance company that says that you are appealing its denial.
- Your attorney will then request the entire claim file from your insurance company in order to evaluate it thoroughly and look for any loopholes.
- Any evidence that suggests foul play will be used if your case goes to court.
If you or a loved one has long term disability insurance and has been denied payout for a disabling injury, the Indiana long-term disability lawyers at the Hankey Law Office can help. Contact our offices today at (800) 520-3633 to schedule an initial consultation.