After an injury, many people wonder when is the right time to apply for long-term disability benefits.

It is important to apply for long term disability benefits as soon as possible after an injury. This is because it can take months, and in some cases, even years, to complete the entire process and begin receiving payments. Additionally, if your claim is denied, you may be forced to wait even longer as your appeal is processed. When applying for long-term disability benefits, you may apply either through Social Security Disability Insurance (SSDI) or through Supplemental Security Income (SSI).

To learn more about the process of applying for long-term disability insurance and benefits, contact the Indiana long-term disability attorneys of the Law Office of Charles D. Hankey at 800-520-3633.

A case filed against insurance company Unum will proceed to a trial by jury after Unum’s motion for summary judgment, a motion that would remove a full jury from the trial.

The defendant claimed that the plaintiff, the policy-holder, did not heed their provisions that included the plaintiff seeking appropriate medical care before drawing on his policy. The plaintiff, in return, provided that his condition, bilateral post traumatic carpal tunnel syndromes, did not allow him to work, therefore engaging his policies with Unum. Knowing his responsibility to seek medical care, he consulted a physician, who told him that, given his health, corrective surgery was not the appropriate option.

The court ruled that, although corrective surgery was possible, if the plaintiff’s physician refused the surgery due to possible complications, the policy language did not permit a reconditioning of the plaintiff’s eligibility to receive benefits. The court added that opinions concerning the physician’s role are not suitable for a trial without a jury.

Knowing your legal rights is the best measure to getting what compensation you could be eligible for. If you or someone you love needs legal advice on how to deal with long-term disability insurance, contact the Indiana disability litigation lawyers at the Charles D. Hankey Law Office, P.C., by calling 800-520-3633 today.

State Rep. Chuck Moosley’s bills concerning adult education and workers compensation improvement initiatives has passed the State House of Representatives, and is headed to the State Senate.

H.B. 1116 is Moosley’s bill which would improve the level of care granted to workers receiving healthcare treatment through the state’s workers’ compensation program. Under Moosley’s system, seriously injured workers seeking emergency medical care will be able to seek treatment from any doctor, rather than just a company-approved doctor.

If you or someone you love has been injured and isn’t receiving the long-term disability that he or she needs, contact the Indiana long-term disability attorneys of the Hankey Law Office today by calling 800-520-3633.