Importance of the initial long term disability insurance claim

Workers who are covered by long-term disability insurance programs sponsored by their employers in Indiana should understand that it is very important to provide any and all evidence to support the diagnosis of their disability.

Group long-term disability (LTD) insurance providers, generally governed by the Employee Retirement Income Security Act (ERISA) of 1974, are often very critical when looking for errors in claims that may allow them to deny benefits to individuals. Workers should understand that once the court decides to deny benefits, it will be very difficult to overturn such a decision in an appeal if there are significant error in documents provided by the claimant. In some situations, LTD applicants may file for an internal appeal before escalating their case to the federal court.

The attorneys of the Hankey Law Office in Indiana work on behalf of individuals who are seeking long-term disability benefits for serious injuries or illnesses. To consult with our legal team about creating the strongest possible application, call us today at (800) 520-3633.