Avoiding deception from LTD insurance companies

Though the U.S. government provides benefits to workers who develop disabling health conditions, it is often a good decision to consider getting Long-Term Disability insurance (LTD). However, workers should keep the following in mind when getting LTD to avoid being deceived:

  • Make a thorough investigation of the insurance provider or talk to someone who is familiar with the company.
  • Make sure that you clearly understand all the benefits you are going to receive from the insurance company.
  • Do not hesitate to ask important questions, like what percentage of your salary will you get and for how long will you receive such benefits.
  • Study the written policy thoroughly and try to understand everything written, especially in the policy’s fine print.

Having a clear understanding of your insurance policy is important for you to make sure that you will be financially protected in the unfortunate event that you develop a disabling injury or illness. Fortunately, the Indiana lawyers at the Hankey Law Office are ready to work for you if you suspect that you are being denied your rightful benefits. Find out what our experienced team can do to help you by calling us today at (800) 520-3633.