Differences between SSI and SSDI

Many people do not understand the differences between Supplemental Security Income (SSI) and Social Security Disability Insurance (SSDI), which can have a negative impact on their applications for disability benefits.

The primary difference is that SSI is independent of an individual’s work record while SSDI is based on a work history, with the exception of those who have never been able to work because of their disabilities.

SSDI was expanded in 1960 as an amendment to Social Security, allowing disabled workers of any age and their dependents to receive benefits. SSI was created in 1974 to replace confusing individual state programs. SSI and SSDI receive their funding from different sources as well.

The process of applying for Social Security benefits is long and difficult. Unless an applicant has one of the disabilities listed as a compassionate allowance condition, he or she may have a stressful time getting the necessary benefits. If you want an experienced legal professional to help you secure approval for your SSDI or SSI benefits, contact the Indiana Social Secutiry lawyers of the Hankey Law Office, at (800) 520-3633.