What to Do If Your ERISA Claim is Denied

The Employee Retirement Income Security Act of 1974 protects the interests of individuals and their beneficiaries who benefit from private employee benefit plans.

If you are one of the millions of participants and beneficiaries in employee benefit plans covered by the ERISA, you have certain rights if your claim is denied. Your plan must supply you with a reason for denial in writing and in a manner you can understand. You are also guaranteed a reasonable opportunity for a fair and full review of the decision.

If your claim is denied your plan administrator must inform you as to how to submit your claim for a review. You have at least 60 days, though some plans provide more time, in which to submit your plan for review. If the review of your appeal is going to take longer than 60 days, you must be notified in writing of the delay. A decision on your appeal must be made within 120 days of the review filing.

If believe you have an ERISA claim, please contact the Indiana ERISA lawyer of the Hankey Law Office, by calling (800) 520-3633.