When to Apply for Disability

If you suffer from a long-term illness or injury, you may need expensive medical attention and treatment to help you manage your ailment. At the same time, though, you may have to take time off of work or even quit so that you can recover from your condition. Together, high medical bills and loss of wages can place you in serious financial stress.

Thankfully, the Social Security Administration offers disability coverage in order to help you with your expenses if you qualify. However, you must go through a strict application process that looks at the severity of your condition as well as your work history and social security payments. For aid in applying for disability, contact an Indiana long-term disability lawyer from Hankey Law Office, today at (800) 520-3633.

When Should You Apply?

To get the help that you need, you have to know the best time to apply for disability as well as understand the application process. First, it is important to realize that the Social Security Administration, or SSA, does not begin disability payments until the sixth full month after you prove your disability. Thus, if you suddenly develop a disability, you should apply as soon as possible.

However, you should keep in mind that you must have evidence from a doctor that your illness or injury will last at least a year or end in death. This is the SSA’s definition of a long-term disability. If you have a typically fatal problem, you may receive a compassionate allowance, which are almost immediate payments to help those who are not expected to recover.

Contact Us

There are many steps to the SSA disability application, and it is important that you apply for disability as soon as you know that you have a long-term condition. Thus, you should enlist the help of a qualified attorney to make sure that you get the coverage you deserve. To learn more about your options, contact an Indiana long-term disability attorney from Hankey Law Office, at (800) 520-3633 today.